Which option allows you to integrate with a third-party bill payment app?

Integrating with a third-party bill payment app is key for streamlining financial processes and enhancing efficiency in handling transactions. The choice to "Pay with Bill.com" is particularly compelling because it directly enables users to utilize the features and functionalities of Bill.com within Xero. This integration facilitates the seamless transfer of data between the two platforms, allowing for more convenient management of bill payments without cumbersome manual entry or reconciliation.

Using Bill.com specifically leverages its strengths as a dedicated bill payment platform, offering additional features such as automating payment scheduling, managing approvals, and providing visibility into cash flow, which are beneficial for businesses looking to optimize their financial operations. In contrast, the other options might provide various methods of making payments but do not inherently offer the integration aspect required to engage with a third-party app effectively.